Paypal is a scam… if you order anything that IS NOT PHYSICAL!

Just wanted to let you know

DO NOT BUY ANTHING ONLINE WITH PAYPAL, CAPITAL ONE or YOUR BANK DEBIT CARD!

If, it is not a physical item you will find it impossible to return and get credit.

I am letting you know after I just went through the proper process to dispute a charge and after all the steps were followed and the seller had no communication with PAYPAL or myself.

They denied refunding me because… not out of time or lack of paper work.

BECAUSE IT WAS NOT A PHYSICAL ITEM THEREFORE NOT COVERED BY PAYPAL!

So, before you order that course or e-book. Make sure its with AMEX or you may get scr*wed.

I know PAYPAL, CAPITAL ONE  and BANKS wont like this post, but maybe they should protect the consumer more than the person taking money and NOT following their own return policy.

YOU HAVE BEEN WARNED!!!

IMV